The Federal Republic of Germany has currently signed reciprocal social security agreements with 20 countries. These agreements essentially govern the acquisition of pension authorisation and the payment of pensions in the countries concerned. This document discusses the highlights of the agreement and explains how it can help you while you work and if you apply for benefits. If you work as a worker in the United States, you are normally covered by the United States, in accordance with the agreement, and you and your employer only pay Social Security taxes in the United States. If you work as a worker in Germany, you are usually covered by Germany, and you and your employer only pay social security taxes in Germany. You will find the contact persons for insured persons and pensioners in foreign liaison offices in our list of links from pension insurance bodies in other Member States and Contractors: very small pensions are an exception to this rule. In these cases, European law and some agreements allow the coverage of insurance periods from other countries if this means that a certain minimum number of months of insurance (e.g. B less than one year) is not reached. The delegation agreement provides that workers temporarily posted by their company to another country under contract do not have to pay twice the contributions to pension insurance and unemployment benefit (double insurance). The agreement does not contain any other provisions concerning, for example, the acquisition of the pension authorisation or the payment of pensions. To claim U.S.
or German benefits under the agreement, follow the instructions in the „Benefit entitlements“ section. It is therefore important to bear in mind that German pension insurance rights are currently protected by the Brexit agreement by the withdrawal agreement. The Withdrawal Agreement provides for a transitional period until 31 December 2020, renewable once for one or two years if the UK and the EU reach an agreement until 30 June 2020. During the transition period, European law and, therefore, the rules for the coordination of European social security legislation vis-à-vis the United Kingdom continue to apply. Therefore, there is no change for insured persons who are entitled to a pension for the first time or who re-file their pension entitlement before 31 December 2020 or for persons who are already receiving a pension. If you have accumulated periods of insurance in a country with which the Federal Republic of Germany does not have a social security agreement, you must apply yourself to the competent foreign insurance institution. With which countries does Germany have social security agreements? Normally, people who are not U.S. citizens can receive U.S. Social Security benefits outside the United States. only if they meet certain requirements. However, if you are a U.S. or German citizen, refugee, stateless person, or a person entitled to family or survivor benefits based on one of these people`s social security guarantee, you can receive benefits for as long as you reside in Germany.
If you are not a U.S. or German citizen and live in another country, you may not be eligible to receive benefits. The restrictions imposed on the United States are explained in the publication your Payments While You Are Outside The United States (publication number 05-10137). Therefore, you should always make sure that you report all your insurance periods in all Member States or in all contracting countries when you apply….